Northeast South Dakota Community Action Program

Street Address:
104 Ash Street East
Sisseton, SD 57262-1908


Phone: 605-698-7654x23
Fax: 605-698-3038
Website: www.nesdcap.org

Marcia Erickson, NESDCAP Chief Executive Officer

Contact Name:
Phone:
Fax:
Email: 


Staff Size: Full Time: 34    Part Time: 3

Background
NESDCAP, since 1966, has worked to strengthen low-income households across northeast South Dakota. The organizational structure and experienced staff provide services in 17 counties. HOME OWNERSHIP PRESERVATION-NESDCAP manages the DOE and LIEAP funds for the Weatherization Program. NESDCAP administers home rehabilitation through the Federal Home Loan Bank, Des Moines, Affordable Housing Program. NESDCAP administers emergency services through a variety of programs that assist people so they may remain in their home. HOME OWNERSHIP PROMOTION SERVICES-NESDCAP provides Individual Development Accounts which are matched savings accounts to help individuals establish a pattern of regular saving and, ultimately, purchase a productive asset, such as a home, small business startup/expansion, or a higher education. NESDCAP provides housing loans at low interest rates to promote homeownership. The Governor's House program is marketed by NESDCAP and provides new homes to low-income residents and provides work and skill development for prison inmates. NESDCAP provides homeownership counseling services to individuals and organizations. NESDCAP staff is certified and cross-trained to provide alternative venues to clients for their specific circumstances. NESDCAP also provides counseling services in the areas of financial fitness, foreclosure, and homelessness. NESDCAP is also a call-in counseling center for the South Dakota Mortgage Hotline that was recently developed by the South Dakota Housing Development Authority. ASSET AND PROPERTY MANAGEMENT-NESDCAP currently owns two apartment complexes and manages apartment 77 units in nine communities. These units have subsidized rent available through Rural Development. COMMUNITY BUILDING AND ORGANIZING- NESDCAP provides financial and technical assistance for nine community organizations in the areas of community and economic development. LENDING AND LOAN PORTFOLIO MANAGEMENT- NESDEC is a partner corporation to NESDCAP. NESDEC is a certified CDFI with over 30 years of experience in economic development, revolving loan fund management and business development services.

Mission
Serving People's Needs to Promote Community Excellence

Total Operating Expense (9/30/2007): $3,820,433

 Lines of Business
  • Asset and Property Management

  • Community Based Economic Development

  • Community Building and Organizing

  • Home Ownership Promotion Services

  • Lending and Loan Portfolio Management

  • Real Estate Development


    • National NeighborWorks ® Programs
  • NeighborWorks Multifamily Initiative
  • NeighborWorks Rural Initiative

    • Accomplishments in FY 2008
  • Provided 1 families with pre- and post- purchase housing counseling.
  • Rehabilitated or repaired 145 rental or owner occupied units (1-4 units).
  • Assisted 9 families in purchasing a home through homeownership counseling, downpayment, closing cost or financing assistance.
  • Owned or managed 72 rental units.
  • Invested $2,985,964 in the community through Northeast South Dakota Community Action Program's revolving loan fund, which leveraged $91,685,737 from conventional lenders and other sources.
  • Total direct investment in the community is $94,671,701.

    • Additional Accomplishments
    Date Additional Accomplishment
    12/16/2008 In 1990, an agreement was signed by NESDCAP and Rural Development which allowed NESDCAP to package home rehabilitation loans for a low fee. By the year 2000, this had developed into a program where NESDCAP also provides homeowner education, counseling, outreach, and loan packaging. The agency received funding from the South Dakota Housing Development Authority to expand this program in 2002. NESDCAP will continue to develop avenues for affordable housing. NESDCAP has built energy efficient homes and then sold the homes using the Rural Development 502 loan program or another financing avenue. NESDCAP has partnered with Rural Development and acted as the general contractor on the Governor’s House program. NESDCAP will continue to develop Governor’s Housing with communities that request financial assistance through a one-year loan. NESDCAP became a Governor’s House marketing representative in 2000 and has sold more than 120 homes throughout the area to low-income individuals. NESDCAP administers multiple other programs such as, Individual Development Accounts which helps low-income households save for down payments on houses, education, or to start or expand a business. NESDCAP also provides one time emergency services to meet immediate needs such as mortgage, rent, shelter, food, or utilities. In 2000, NESDCAP began apartment management/ownership for Rural Development financed projects. Two apartment complexes are owned by NESDCAP and five are managed by the organiztion for a total of 77 multi-family units. NESDCAP currently is the host agency for the Small Business Development Center. In October 2001, NESDCAP expanded its service area to include seven new counties. In 2002, NESDCAP received funding from the South Dakota Rural Enterprise, Inc., South Dakota Community Foundation, and the South Dakota Housing Development Authority to further implement the Rural Development Partnership Loan program. In 2007, NESDCAP started the Rebuilding Credit Program through CSBG Special Projects Funds. NESDCAP became a NeighborWorks Chartered Member in 2007. In 2008, NESDCAP received exemplary status with NeighborWorks. In 2007, NESDCAP and NESDEC purchased an empty commercial building on Main Street, Sisseton, South Dakota, to serve as a new office facility. A $950,000 remodel was completed in September 2008 adding more office space, conference rooms, and handicapped accessiblity. NESDCAP is currently expanding the Weatherization Assistance Program to improve ene

    Community Services
  • Community Building

  •  Annual Paint the Town Event

  •  Business/Merchant Relationship

  •  Clean-up Project

  •  Community Outreach and Organizing

  •  Community Planning

  •  Leadership Training

  •  Small Business Development

  •  Tenant Organizing

  • Family Health Programs

  •  Food Bank

  •  Job Training / Youth Employment Project

  •  Public Assistance Counseling

  • Financial Planning and Assistance

  •  Disposition of Foreclosed Property

  •  Down-payment Assistance

  •  Elderly Tax Information

  •  Financial Education

  •  Foreclosure Prevention Counseling

  •  Foreclosure Prevention Training

  •  IDA Savings Program

  • Green Building and Home Improvement

  •  Energy Conservation Programs

  •  Environmental Friendly Building Materials

  •  Home Maintenance Training

  •  Home Safety and Security

  •  Indoor Environment Quality

  •  Lead Poison Prevention

  •  Sustainable Site Planning

  •  Water Quality and Conservation

  • Housing Programs and Home Ownership Counseling

  •  Home Ownership Counseling

  •  Housing for Elderly

  •  Rental Housing

  •  Section 8 Housing


    • Board of Directors
    NameBoard Role/TitleSectorCompany/OrganizationJob Title
    Sherry BalounBoard MemberOther  
    Rick BeilkeBoard MemberCounty Government  
    Corey BrownBoard MemberCounty Government  
    Marvin BuryBoard MemberCounty Government  
    Vern DonnellBoard Member  
    Tom FarberBoard PresidentOther  
    Joe FialaBoard MemberOther  
    Deb KueckerBoard Secretary  
    Laura LentschBoard TreasurerOther  
    Duane MajeresBoard Vice Chair  
    Larry MattkeBoard MemberCounty Government  
    Delmar MetzgerBoard Member  
    Edwin MillerBoard MemberCounty Government  
    Jack SwansonBoard MemberOther  
    Vacant VacantBoard MemberOther  
    Vacant VacantBoard Member  
    Delvin WorthBoard MemberCounty Government  
    Jody ZuegerBoard Member  

    About the NeighborWorks ® Network
    The NeighborWorks® network is a nationwide network of more than 240 community development organizations working in nearly 4358 urban, suburban and rural communities across America. These organizations engage in revitalization strategies that strengthen communities and transform lives. In the last five years alone, NeighborWorks® organizations have generated more than $8.5 billion in reinvestment and helped more than 500,000 families of modest means purchase or improve their homes or secure safe, decent rental or mutual housing.

    NeighborWorks ® America Contact Information
    District:  North Central
    Name:  Diana Mitchell
    Phone:  816-714-1211
    Toll-Free:  800-823-1428
    Fax:  816-714-1291
    Email:  dmitchell@nw.org