Frontier Housing, Inc.

Street Address:
5445 Flemingsburg Road
Morehead, KY 40351
Mailing Address:5445 Flemingsburg Road
Morehead, KY 40351

Phone: 606-784-2131
Fax: 606-784-2171
Website: www.frontierhousing.org

Stacey C. Epperson, President and CEO

Contact Name: Stacey C Epperson
Phone: 606-784-2131x227
Fax:
Email: stacey@frontierhousing.org


Staff Size: Full Time: 15    Part Time: 1

Background
Frontier Housing was founded in 1974, when a few committed volunteers supported by area churches got together to try to provide solutions for the tremendous numbers of families who were living in unsafe, overcrowded, and unaffordable conditions. With very few funds, but lots of hard work, determination, and a vision,they began doing repair work for homeowners in and around Rowan County, Kentucky. From those humble beginnings, Frontier Housing has grown to become the largest provider of affordable homeownership opportunities in Northeastern Kentucky and one of the largest home builders in our area. In total, we have assisted over 800 families, and we now serve about 55 families each year with new housing. While our dedicated, professional crews continue to build homes, we have grown into a full-service housing provider offering homebuyer education, affordable home mortgage loans, subdivision development, and the provision of a range of home choices including site-built, modular, existing, and manufactured housing.

Mission
Frontier Housing provides affordable housing solutions to build better communities.

Total Operating Expense (9/30/2007): $5,034,215

 Lines of Business
  • Asset and Property Management

  • Home Ownership Promotion Services

  • Lending and Loan Portfolio Management

  • Real Estate Development


    • National NeighborWorks ® Programs
  • NeighborWorks Rural Initiative

    • Accomplishments in FY 2008
  • Provided 148 families with pre- and post- purchase housing counseling.
  • Rehabilitated or repaired 0 rental or owner occupied units (1-4 units).
  • Assisted 47 families in purchasing a home through homeownership counseling, downpayment, closing cost or financing assistance.
  • Owned or managed 48 rental units.
  • Invested $161,994 in the community through Frontier Housing, Inc.'s revolving loan fund, which leveraged $10,077,681 from conventional lenders and other sources.
  • Total direct investment in the community is $10,239,675.

    • Additional Accomplishments
    Date Additional Accomplishment
    8/1/2005 Frontier became an I'm Home Partner with CFED to provide quality manufactured housing as a Kentucky Manufactured Housing Dealer of Clayton Homes products.
    10/10/2005 Frontier Housing recently joined a nationwide effort to help the environment through participation in the ENERGY STAR program. This voluntary partnership sponsored by the U.S. Environmental Protection Agency (EPA) helps homebuyers, businesses, and other organizations save money and reduce air pollution by upgrading their homes to use energy more efficiently. Frontier Housing has joined EPA and more than 2,400 builders, manufacturers, and retailers throughout the United States to help reduce pollution by building more efficient products.

    Community Services
  • Financial Planning and Assistance

  •  Financial Education

  •  Foreclosure Prevention Training

  •  IDA Savings Program

  •  Low Income Housing Tax Credit (LIHTC)

  • Green Building and Home Improvement

  •  Energy Conservation Programs

  •  Environmental Friendly Building Materials

  •  Home Maintenance Training

  •  Sustainable Site Planning

  • Housing Programs and Home Ownership Counseling

  •  Home Ownership Counseling

  •  HomeBuyers Club

  •  Housing for Homeless

  •  Rental Housing

  •  Transitional Housing for Homeless Families


    • Board of Directors
    NameBoard Role/TitleSectorCompany/OrganizationJob Title
    Steve BarkerBoard MemberBusinessState Farm Mutual Automobile InsuranceAgent
    Joan BarnesBoard MemberBusinessPine State Mortgage CorpRisk Management Director
    Proc CaudillBoard MemberFinancial InstitutionKentucky BankRetired
    Bradley CollinsBoard MemberLocal GovernmentFormer Mayor of MoreheadRetired
    G.R. " JonesBoard TreasurerNon-Profit InstitutionSt. Claire Regional Medical CenterVice President and CFO
    Dave LollisBoard Vice ChairNon-Profit InstitutionRetired Housing DirectorRetired
    Don MantoothBoard MemberNon-Profit InstitutionMorehead First Baptist ChurchPastor
    Bonnie McKenzieBoard MemberBusiness Business Owner
    Scott NapierBoard MemberBusinessWalmartManager
    Frank OlsonBoard ChairNon-Profit InstitutionElliott County School SystemPerforming Arts Facilitator
    Cheryl RameyBoard MemberResidentFrontier HomeownerHomeowner
    Malissa ReynoldsBoard MemberState GovernmentRowan County School SystemTeacher
    June SmithBoard MemberResidentRetired AppalRedRetired Paralegal
    Paula StaffordBoard SecretaryNon-Profit InstitutionRowan County Board of EducationVice Principal

    About the NeighborWorks ® Network
    The NeighborWorks® network is a nationwide network of more than 240 community development organizations working in nearly 4358 urban, suburban and rural communities across America. These organizations engage in revitalization strategies that strengthen communities and transform lives. In the last five years alone, NeighborWorks® organizations have generated more than $8.5 billion in reinvestment and helped more than 500,000 families of modest means purchase or improve their homes or secure safe, decent rental or mutual housing.

    NeighborWorks ® America Contact Information
    District:  Great Lakes
    Name:  Karen Whedon
    Phone:  513-221-4260
    Toll-Free:  877-316-8880
    Fax:  513-221-4425
    Email:  kwhedon@nw.org