Cobb Housing, Inc.

Street Address:
268 Lawrence Street
Suite A-100
Marietta, GA 30060-1640


Phone: 770-429-4400x276
Fax: 770-429-4405
Website: www.cobbhousinginc.org

Ralph Knight, President & CEO

Contact Name: Ralph Knight
Phone: 770-429-4400x276
Fax: 770-429-4405
Email: rknight@cobbhousinginc.org


Staff Size: Full Time: 9 

Background
Incorporated in December 1992, as a nonprofit community based (C)(3) organization, Cobb Housing, Inc. (CHI) is the designated state and county "Community Housing Development Organization" (CHDO). CHI is the outgrowth of the work of its sister nonprofit organization entitled Cobb Human Services Coalition's (CHSC) Housing Team. The Housing Team was created to address the issues of affordable housing for low and moderate income residents of Cobb County, hence the creation of Cobb Housing, Inc. CHI's programs service all of Cobb County; however, as HUD approved housing counseling agency, we also service 25 Metro-Atlanta counties with our HomeBuyer education, Pre & Post Purchase Housing Counseling, and default/foreclose counseling. CHI provides the following services: FirstHome Down Payment Assistance; HomeStart Pre & Post Purchase Housing Counseling; HomeRescue Default Counseling; Home Buyer Education Seminars; HomeBound Individual Development Accounts savings program, Real Estate Development Projects.

Mission
To develop, own, sponsor, or manage a comprehensive range of housing programs and services for economically disadvantaged persons and thereby ensure that safe, sanitary, affordable housing is available to all citizens.

Total Operating Expense (9/30/2007): $5,497,995

 Lines of Business
  • Asset and Property Management

  • Community Building and Organizing

  • Home Ownership Promotion Services

  • Real Estate Development


    • National NeighborWorks ® Programs
  • NeighborWorks Campaign for Home Ownership

    • Accomplishments in FY 2008
  • Provided 430 families with pre- and post- purchase housing counseling.
  • Rehabilitated or repaired 0 rental or owner occupied units (1-4 units).
  • Assisted 35 families in purchasing a home through homeownership counseling, downpayment, closing cost or financing assistance.
  • Owned or managed 6 rental units.
  • Invested $205,331 in the community through Cobb Housing, Inc.'s revolving loan fund, which leveraged $4,833,302 from conventional lenders and other sources.
  • Total direct investment in the community is $5,038,633.

    • Community Services
  • Family Health Programs

  •  Job Training / Youth Employment Project

  • Financial Planning and Assistance

  •  Down-payment Assistance

  • Housing Programs and Home Ownership Counseling

  •  Home Ownership Counseling


    • Board of Directors
    NameBoard Role/TitleSectorCompany/OrganizationJob Title
    Johnny BanksBoard TreasurerResident  
    Mitch BlandBoard Member Non-VotingLocal GovernmentCity of MariettaCommunity Development Administrator
    Raymond C BudayBoard MemberBusinessBrock, Clay, Calhous, Wilson, & RogersAttorney
    Laurence A CeminskyBoard PresidentResidentBomber Battery 
    Lance CrawfordBoard Member Non-VotingCounty Government Manager, Cobb CDBG Office
    Ameen FarooqBoard MemberOtherSouthern Polytechnic State UniversityAssociate Professor of Architecture
    Brian P FreeseBoard MemberLocal GovernmentCity of MariettaEconomic Development Director
    Mary Ellen GomesBoard MemberResidentFamilies First 
    Richard GroverBoard SecretaryOtherKennesaw State UniversityAssociate Professor of University Studies & Director of Service Learning KSU
    Betty L HunterBoard MemberLocal GovernmentCity of MariettaCouncil Member
    Michael KuceyBoard MemberBusinessWashington Mutual BankEVP / Senior Regional Manager
    Steve LesterBoard MemberResidentImmanuel Church of God in ChristMinister
    Bob LuncefordBoard MemberBusinessBob Lunceford PropertiesProfessional Home Builder
    Tammy MillerBoard MemberNon-Profit InstitutionYouthBuild USAState of Georgia Coordinator

    About the NeighborWorks ® Network
    The NeighborWorks® network is a nationwide network of more than 240 community development organizations working in nearly 4358 urban, suburban and rural communities across America. These organizations engage in revitalization strategies that strengthen communities and transform lives. In the last five years alone, NeighborWorks® organizations have generated more than $8.5 billion in reinvestment and helped more than 500,000 families of modest means purchase or improve their homes or secure safe, decent rental or mutual housing.

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