Cumberland Neighborhood Housing Services, Inc.

Street Address:
400 North Mechanic Street
Cumberland, MD 21502


Phone: 301-722-6958
Fax: 301-722-6966
Website: www.cumberlandnhs.org

Richard Parsons, Executive Director

Contact Name: Richard Parsons
Phone: 301-722-6958
Fax: 301-722-6966
Email: rparsons@cumberlandnhs.org


Staff Size: Full Time: 3 

Background
The Cumberland NHS was incorporated in 1982 to promote cooperative efforts among residents, city government and local financial institutions to provide home improvement and rehabilitation funding and assistance, and to improve and coordinate public services in designated neighborhoods.

Mission
To renew pride, restore confidence, promote reinvestment, and revitalize neighborhoods within the City of Cumberland to make them even better places to live and work.

Total Operating Expense (9/30/2007): $223,093

 Lines of Business
  • Home Ownership Promotion Services

  • Lending and Loan Portfolio Management


    • National NeighborWorks ® Programs
  • NeighborWorks Campaign for Home Ownership

    • Accomplishments in FY 2008
  • Provided 103 families with pre- and post- purchase housing counseling.
  • Rehabilitated or repaired 0 rental or owner occupied units (1-4 units).
  • Assisted 30 families in purchasing a home through homeownership counseling, downpayment, closing cost or financing assistance.
  • Owned or managed 0 rental units.
  • Invested $164,750 in the community through Cumberland Neighborhood Housing Services, Inc.'s revolving loan fund, which leveraged $2,488,323 from conventional lenders and other sources.
  • Total direct investment in the community is $2,653,073.

    • Community Services
  • Community Building

  •  Community Outreach and Organizing

  •  Neighborhood / Resident Crime Watch

  • Financial Planning and Assistance

  •  Down-payment Assistance

  • Green Building and Home Improvement

  •  Home Maintenance Training

  •  Home Safety and Security

  •  Lead Poison Prevention

  • Housing Programs and Home Ownership Counseling

  •  HomeBuyers Club


    • Board of Directors
    NameBoard Role/TitleSectorCompany/OrganizationJob Title
    Karen AshbyBoard MemberState GovernmentState of Maryland, Division of Neighborhood Revitalization 
    David CoxBoard Assistant TreasurerResidentCity of Cumberland 
    John DiFonzoBoard TreasurerLocal Government  
    Floyd ElliottBoard PresidentLocal GovernmentCity of CumberlandBoard President, Cumberland NHS, Inc.
    Earl FolkBoard MemberResident  
    Robert C KeechBoard MemberBusinessLong & Foster 
    Janet KemmetBoard Vice PresidentResident  
    Donna MonteloneBoard MemberBusiness  
    LeRoy E MyersBoard Member Ex OfficioState GovernmentHouse of Delegate 
    Dennys SalasBoard MemberResident  
    Grace ScalettaBoard SecretaryResident  
    James StempleBoard MemberBusiness  
    Vickie SwinkBoard MemberState GovernmentMaryland Dept of Business Development 
    Joe E WilliamsBoard MemberBusiness Relationship Banking Specialist

    About the NeighborWorks ® Network
    The NeighborWorks® network is a nationwide network of more than 240 community development organizations working in nearly 4358 urban, suburban and rural communities across America. These organizations engage in revitalization strategies that strengthen communities and transform lives. In the last five years alone, NeighborWorks® organizations have generated more than $8.5 billion in reinvestment and helped more than 500,000 families of modest means purchase or improve their homes or secure safe, decent rental or mutual housing.

    NeighborWorks ® America Contact Information
    District:  Mid-Atlantic
    Name:  Sasha M. Johnson
    Phone:  
    Toll-Free:  
    Fax:  
    Email:  smjohnson@nw.org